3 mortgage interest rate options under 6% to know now
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It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest level since 2000 . Interest rate cuts in 2024 only temporarily caused those rates to decline. With inflation an ongoing concern at the end of 2024 and into 2025, the average rate on a 30-year term in January was 7.04%, according to FreddieMac data. But the subsequent 11 months have seen real changes
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