More Americans are relying on personal loans to pay for routine living expenses, as inflation, high housing costs and rising debt burdens continue to squeeze household finances, according to a new report from LendingTree . The report, compiled from online inquiries about personal loans on the LendingTree platform from April 2025 through March 2026, found that 8.2 percent of personal loan requests on the platform are now being used for everyday bills, making it the fourth most common reason

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