Americans are saving less as the everyday cost of living rises and wages struggle to keep up. The personal savings rate — defined as the share of income Americans have after taxes and expenses — hit 2.6% in April, according to data from the Bureau of Economic Analysis released on Thursday. That's down from 3.2% in March, and 5.8% a year prior. "I thought 2.6% for April was a typo at first. It is so low," Heather Long, chief economist at Navy Federal Credit Union, said in an email. "Outside of

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