There are still decent savings rates available that pay way above inflation, despite the Bank of England slowly cutting interest rates . At the time of writing, the top cash ISA pays more than most standard easy-access savings accounts. An ISA is a type of savings account where any interest you earn is always tax-free - but you can only deposit up to £20,000 into an ISA every tax year. If you're putting into an account that isn't an ISA, then you may end up paying tax if you earn more than your

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