As today's economic hardships compound, they're bringing into focus a sharper view of how precarious many people's finances have become over the last couple of years. Inflation-weary households are paying a lot more for housing, groceries and gas , borrowers are carrying record-high credit card balances  and the general economic uncertainty has made it harder for many borrowers to dig out of debt. Against this backdrop, debt collectors have been active, and for some delinquent borrowers, that

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