Owning a home has become a money pit, according to a new report — with the costs of insurance, taxes, mortgage payments and repairs growing dramatically faster than inflation . American homeowners in 2025 spent about $28,500 per year on basic ownership costs, on average. That’s up from the $20,000 the same things just six years earlier in 2019, before the pandemic, the Wall Street Journal reported . It’s an increase that’s outpaced inflation by about $3,000 — with 2019’s $20,000 supposed to be

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