State pension is increased each year thanks to the triple lock guarantee, adding extra cash into each payment to ensure it keeps up with inflation. However, nearly half a million British retirees are not eligible for this annual increase and some have been receiving the same rate for decades. This is known a s ‘frozen pensions ’, affecting people who moved to certain countries that don’t have a reciprocal agreement with the UK. This includes Canada, New Zealand, Thailand and South Africa, with

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