If you have $50,000 available in today's economy, you'll want to be more judicious with where you keep it than you may have normally been. With inflation surging, pay lagging and higher interest rates continuing to keep borrowing costs elevated, you'll want to keep this money in an account that will both protect the principal and grow the interest competitively. And few account types can effectively do both, at least not as well as a certificate of deposit (CD) account can right now. CD

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