Americans are facing some serious economic headwinds right now. Gas prices are soaring, interest rates remain high, and, as of the government's latest data, inflation is now at its highest point in almost three years.  Naturally, those hurdles have many people worried about their money — and, more specifically, where exactly to invest it. One option to consider, especially if retirement is looming, is an  annuity , which is a unique insurance product that you purchase and receive a steady

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