Home insurance rates have risen faster than inflation in 44 states and the District of Columbia over the past five years, according to a new report by LendingTree trying to quantify the burden that these growing costs are putting on American households. Between 2020 and 2025, regulator-approved home insurance rates jumped 45.8 percent nationally, compared with a cumulative 26.1 percent increase in the consumer price index (CPI). That makes for a 19.7 percentage point gap between the two, with

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