Section 1 . Purpose and Policy . Buying and owning a home has long been considered the pinnacle of the American dream and a way for families to invest and build lifetime wealth. But because of the recent high inflation and interest rates caused by the previous administration, that American dream has been increasingly out of reach for too many of our citizens, especially first-time homebuyers. At the same time, a growing share of single-family homes, often concentrated in certain communities,

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