Searching for a home to purchase isn't always easy. And in the interest rate climate of 2023 through 2025, it wasn't always affordable either. Thanks to decades-high  inflation  and a series of  interest rate hikes  designed to tame it,  mortgage interest rates soared,  and homebuyers and owners looking to refinance were stuck on the sidelines waiting for rates to come down again. But that's exactly what happened at the end of 2025 as rates here declined to their lowest level, on average, since

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