What are today's mortgage interest rates: May 18, 2026?
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The direction of mortgage interest rates is driven by a wide range of factors , some of which interact with each other in unique ways. This is partially why mortgage interest rates have increased in recent months, even with the Federal Reserve electing to keep its benchmark interest rate unchanged following a reduction in December 2025. But with overseas conflicts causing the price of oil to rise and inflation to grow with it, lenders have responded by raising the rates that they offer to
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