Gold's recent record-breaking price rally , fueled by central bank accumulation, dollar uncertainty and stubborn inflation, has made a full troy ounce of gold a serious financial commitment for most people. At today's gold price of nearly $5,300 per ounce, a single ounce of gold now costs more than most Americans have in savings. But the current high value of gold is having an interesting impact on the market. It's not scaring investors away — it's simply moving them toward smaller entry points.

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