Pay Dirt is Slate’s money advice column. Have a question? Send it to Athena, Kristin, and Ilyce here . (It’s anonymous!) Ilyce Glink is Pay Dirt’s new weekly columnist. She is the founder and CEO of Best Money Moves , a financial wellness company, and the author of more than a dozen books on personal finance and real estate, including 100 Questions Every First-Time Home Buyer Should Ask . She also writes a newsletter called Love, Money + Real Estate . You can find her on X , Facebook , YouTube ,