At the White House this week, tech CEO Michael Dell and his wife, Susan, announced a $6.25 billion gift to support one of the President’s signature initiatives: a new tax-advantaged savings vehicle known as the “Trump Account.” The program creates an investment account for every newborn, seeded through a $1,000 federal deposit, with the stated goal of helping all Americans begin building assets from day one. It is easy to see the surface-level appeal of Trump Accounts. After months of federal