Millions of people around the world will have a to-buy list that seems never-ending in the lead-up to Christmas, including the mass of shopping that occurs before December 25. But Martin Lewis has said that people should be 'banned' from giving out one type of present - 'unnecessary' gifts - this season, in an effort to break a 'vicious cycle'. In an Instagram video shared on November 18, the Money Saving Expert founder and broadcaster said: "Christmas has become a retail festival, and it

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