Trump says ‘401(k)s are way up’ — but workers are tapping them at record rates
Tamara Ceaikovski
In his State of the Union address , President Donald Trump said "your 401(k)s are way up" — and they are, but hardship withdrawals are also up, new data shows. "Since I took office, the typical 401(k) balance is up by at least $30,000," Trump said in the annual speech before Congress last month. The average 401(k) balance rose by $14,700 to $146,400 over the course of 2025, ending the year up 11% from a year earlier, according to new data released Wednesday from Fidelity Investments , the
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