This as-told-to essay is based on conversations with John Santa Orta, 34, an assistant operations manager in St. Cloud, Florida. Santa Orta was a homeowner, but now prefers to rent. He's renting a home at TW - a Quinn Residence, a build-to-rent townhouse community in St. Cloud. The community consists of townhomes intended for renters and operates like an apartment complex. The conversation has been edited for length and clarity. Earlier this year, I was looking for an apartment in St. Cloud,