But casualty lines present challenges as insurers and clients grapple with AI’s expected impact on coverage. After years of high property-and-casualty insurance premiums globally, the rate reductions multinational companies saw in 2025 are anticipated to continue this year, especially for those willing to revisit their current carrier relationships. “Nuclear” jury verdicts in corporate liability lawsuits will likely continue to push up casualty premiums in the US, and the trend is spreading to