Mr Richard Giam never thought he would fall victim to a scam, much less become part of one. Even though he is not proud of his failings, he is proud of how he picked himself back up from the setback. Go to CNA CNA Luxury CNA Lifestyle I learnt the most painful lesson of my life in 2019. Together with my wife, my in-laws and my brother, we lost nearly half a million dollars to a scam. The financial loss was devastating, but the real damage was personal, relational and emotional. You might be