Pension Credit and Universal Credit are among the numerous benefits that provide important support to many people in the UK. However, the Department for Work and Pensions ( DWP ) warns that recipients could see their payments slashed by 5% to 15% in some cases. These cuts, referred to as 'third-party deductions', kick in when someone receiving benefits has unpaid debts , including court fines, rent, council tax, or energy bills . Generally, these are taken at a set rate until the debt is