This as-told-to essay is based on a conversation with Patricia Wheatley, 82, who earns $16 an hour working at her friend's boat store in western Pennsylvania. She doesn't have much in savings , and she works to supplement her Social Security and have enough to send gifts to her many grandchildren and great-grandchildren. This interview has been edited for length and clarity. I'm just a plain Jane. I don't have an amazing story. I wonder about my future , but I don't spend a whole lot of time on