Here's why the Affordable Care Act is costing Americans: expert Affordable Care Act subsidies might expire in 2026, but Obamacare always has included costly provisions, one expert says. NEW You can now listen to Fox News articles! Americans are bracing for their healthcare premiums to increase in 2026 amid uncertainty stemming from whether Affordable Care Act (ACA) subsidies about to expire at the end of 2025 will receive an extension.  Those shopping on the ACA marketplace already are expected