Congressional Democrats and Republicans are at an impasse on negotiating an extension of enhanced Obamacare premium subsidies during the government shutdown, but they agree on one thing: Time to act is running out. Obamacare open enrollment begins Nov. 1 in most states, and many have already sent out notices informing consumers they will have to pay more out of pocket for their premiums next year. Congress still has an opportunity to act, but lawmakers don’t have much time left to approve