As a child, Mr Daniel Sim felt like he did not have opportunities to talk or learn about money. He explains why he believes in doing it differently with his own children. At the time of drafting this piece, the TOTO prize pool has reached S$10 million this year for the ninth time. Just a few months ago, I recalled a dinner conversation with my children to help them make sense of the lottery prize pool. I offered them two choices: Pick a million dollars right now (from, say, striking the lottery)