As AI reshapes white-collar work and graduate schemes shrink, one City veteran says the safest hedge may be to stop waiting for callbacks — and start building something. Quentin Nason , a 35-year finance veteran who spent two decades in investment banking and 15 years in asset management, has watched both his children and countless students hit a wall trying to break into finance. Through City Pay It Forward, his independent, self-funded charity that teaches financial literacy in UK and US