Jeff King was recovering from an unexpected procedure to fix his irregular heart rhythm when he received shocking news. The hospital had given him a $160,000 (£119,00) bill for the treatment. King, a former pastor, did not have standard health insurance from his employer, only a cost-sharing alternative plan that said it would not cover the procedure. "It was pretty traumatic," said the 66-year-old from Lawrence, Kansas. "Who knew that less than a one-day procedure in and out of the hospital