Nationwide recorded the first fall this year, but prices are still too high for many young people to get on the ladder. That needs to change, says James Moore H as the house price train hit the buffers? The average dipped by 0.6 per cent month-on-month last year. That number may not, on the face of it, look particularly exciting. And there is a very obvious reason for the decline. It’s the elephant in the room, a multi-coloured patchwork one like Elmer, the star of the children’s books. No one