Student Loan Repayments To Change in July 2026: What Borrowers Need To Know
Orientul Mijlociu
A major overhaul of the federal student loan system will take effect in July, introducing new borrowing limits and repayment structures. The Department of Education finalized the changes on Thursday, April 30, implementing provisions first introduced under President Donald Trump’s Working Families Tax Cuts Act, which was signed into law in July, 2025. The updated rules place tighter caps on borrowing for graduate and professional students, while also extending limits to parents who take out
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