Smaller enterprises look to boost value-added per worker. Global Finance names the winners of its third annual World’s Best SME Banks. When it comes to productivity, bigger is usually better. Small and midsize enterprises (SMEs) and micro, small, and midsize enterprises (MSMEs) face a significant gap in value-added per worker compared to their larger peers. Small-business productivity is half that of larger firms, according to a 2024 study by the McKinsey Global Institute (MGI). In emerging