It is often assumed that people of retirement age will no longer have housing costs to cover. But for a significant and growing group, this is far from the case It is often assumed that people of retirement age will no longer have housing costs to cover. But for a significant and growing group, this is far from the case N ow that she is retired, Deborah Herring’s days are hers to fill – usually with leisurely walks, museums and trips to the theatre. But she still manages to spare a thought for