For many older homeowners, their home is their largest asset — and in many cases, it's also their most reliable source of financial stability in retirement. Housing prices have increased dramatically over the past decade, after all, with home values ticking up swiftly over the past few years in particular. As a result, the average homeowner is sitting on over $300,000 in equity right now , and senior homeowners may have even more equity than the average after decades of paying down their