Mortgage interest rates plunged to a three-year low last month, right before the Federal Reserve's long-awaited rate cut. In recent weeks, however, they have begun to tick up slightly, coming in at 6.34% for a 30-year fixed-rate mortgage as of October 2nd, according to FreddieMac . Despite that, mortgage interest rates are still comfortably below the 7%-plus range they were found at earlier in the year. Now that we're in October, many prospective homebuyers may be wondering whether the month