Martin Lewis' Money Saving Expert ( MSE ) team have encouraged people to "sign up" immediately to improve their credit score. Without doing so, "it's much harder to get accepted", it warns. As part of its financial guidance , it recommends that individuals should register to vote. It clarifies: "If you're not on the electoral roll, it's much harder to get accepted for credit, so sign up immediately. "Don't wait for the annual reminder or for the elections to roll around." You can apply via the