The base rate has been at 3.75 per cent since December 2025 Sign up to our free money newsletter for investment analysis and expert advice to help you build wealth Sign up to our free money email for help building your wealth Sign up to our free money email for help building your wealth Email * SIGN UP I would like to be emailed about offers, events and updates from The Independent. Read our Privacy notice A potential end to the Iran war gives the Bank of England a clear path to hold interest