When it comes to credit card debt, the numbers are staggering. Americans currently hold over $1.23 trillion in credit card debt, the latest record high, with the average cardholder carrying a total balance of about $8,000 across their credit cards. Credit card balances didn't get this high overnight, though. Over the last few years, a mix of economic hurdles, like rapidly rising prices caused by sticky inflation, has helped to drive borrowers' reliance on credit cards upward and high average

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