Most commercially insured patients live with chronic conditions
Mihaela Măncilă
FAIR Health Feb 2 2026 The majority (57.5 percent) of commercially insured patients had at least one chronic condition in 2024. The average allowed amount for a patient with no chronic conditions was $1,590, while the average allowed amount for a patient with one chronic condition was nearly double ($3,039). Of 44 common chronic conditions studied, hyperlipidemia, or high cholesterol, was the most common, with a crude prevalence of 21.2 percent. These and other findings are reported in a FAIR
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