There's a big change coming for 401(k) plans that could impact a popular tax break for higher earners, experts say. For 2025, workers can defer up to $23,500 into 401(k) plans, and employees age 50 or older can save an extra $7,500 , known as "catch-up contributions." That catch-up limit jumps to $11,250 for workers age 60 to 63. Typically, catch-up contributions can be traditional pretax or after-tax Roth, depending on what your 401(k) plan allows. But certain higher earners soon won't have a