As America’s first baby boomers begin turning 80, a generation that rode decades of economic good fortune is entering a new, more uncertain chapter—one that will shape not just their own retirements, but the future of wealth , housing and opportunity for everyone who follows. On January 1, 2026, the leading edge of the Baby Boom generation reached a symbolic and practical threshold: age 80. Born between 1946 and 1964, Boomers now sit at the intersection of longevity, wealth, and rising